the phmp roadmap

The Proactive Health Management Plan is a complete business solution to the difficulties navigating employee health benefits.

The PHMP’s limited benefit health insurance plan provides FICA savings today. By delivering proactive health measures to your employees, the PHMP can reverse declining employee health — which may reduce medical spending.

With the PHMP, self-insured and fully insured groups see a reduction in claims utilization, which allows your company to enhance benefit offerings at an affordable cost.

Employer Savings

Employers may realize an annual average savings of up to $324* per employee participating in the PHMP through reduction in payroll tax liability.

 

Increased Benefits at No Additional Cost

The PHMP increases your current benefit offering. Better benefits and better health may add up to better business.

TODAY

Fewer High-Cost Medical Visits

Our telemedicine program provides a nurse hotline and physician consultation that can decrease physician visits, urgent care visits and trips to the emergency room — all of which may reduce medical costs.

 

Increase Your Company’s Benefit Offering

The PHMP increases your current benefit offering. Better benefits and better health may add up to better business.

 

Reduce Potential Expenses

The PHMP increases your current benefit offering. Better benefits and better health may add up to better business.

 

Reduced Claim Utilization

The PHMP increases your current benefit offering. Better benefits and better health may add up to better business.

TOMORROW

Predicting Your Risks

The PHMP can help you prepare for the future by analyzing current and potential health risks afflicting your staff.

 

Customize Future Medical Plans

By leveraging data collected through employee interactions, the PHMP can customize future medical coverages to maximize coverage and minimize expenses from your current core benefit partner.

THE FUTURE

The advantages of the PHMP

Benefits for Your Company and its Employees

Your Company

  • Immediate ROI: Payroll tax savings
  • Long-term savings: Reduce medical spending
  • Enhanced benefit offerings
  • Promote a healthier workforce
  • Potentially reduce WC claims
  • Reduce absenteeism
  • Detailed reporting on collective health of workforce
    • Actionable Intelligence to make informed future benefit decisions
  • Effective employee communications
  • Ease of implementation

Your Employees

  • Immediate increase in spendable income
    • 2 – 4% average increase
  • Incentive to make positive, healthy lifestyle changes
  • Long-term improved health
  • Reduce out-of-pocket expenses
    • Deductibles
    • Co-pays
    • Coinsurance